Discover local programs, grants, and homebuyer help tailored to your area. Whether you're buying your first home or need extra support, we've got you covered—county by county.
Verify Your Florida Down Payment Assistance Eligibility
Loan Types: Government (FHA, VA, USDA) & Conventional Loans.
Eligible Areas: Alachua County, Bay County, Bradford County, Escambia County, Franklin County, Gadsden County, Gulf County, Hernando County, Indian River County, Jackson County, Jefferson County, Leon County, Madison County, Marion County, Martin County, Okaloosa County, Santa Rosa County, St. Johns County, St. Lucie County, Taylor County, Wakulla County, Walton County.
Who Qualifies: Buyers and spouses (occupant or non-occupant) planning to occupy the home; subject to income and purchase price limits.
Benefits: Down payment and closing cost support to ease the path to homeownership.
Max Assistance: Up to $10,000 depending on loan type.
Loan Types: Government-backed loans only.
Eligible Areas: Charlotte County, Collier County, DeSoto County, Lee County, Palm Beach County, Sarasota County.
Who Qualifies: First-time buyers and their spouses who plan to live in the home and are permanent U.S. residents.
Benefits: Non-repayable down payment assistance toward the purchase of a home.
Max Assistance: Up to 3% of the loan amount.
Loan Types: Freddie Mac HFA Advantage Loans.
Eligible Areas: Lake County, Orange County, Osceola County, Seminole County, Volusia County.
Who Qualifies: Buyers and spouses who will occupy the property and meet the program’s income/purchase price guidelines.
Benefits: Offers down payment and closing cost support tailored to local buyers.
Max Assistance: Based on loan terms and buyer qualifications.
Loan Types: Government-backed and Conventional Loans.
Eligible Areas: Pasco County, Pinellas County, Polk County.
Who Qualifies: Buyers and spouses (even non-occupants) must live in the home and meet income/purchase price limits.
Benefits: Assistance with down payment and closing costs through local HFA.
Max Assistance: Based on loan type; varies by borrower.
Loan Types: Government (FHA, VA, USDA) & Freddie Mac HFA Advantage Conventional Loans.
Eligible Areas: Brevard County, Clay County, Duval County, Hillsborough County.
Who Qualifies: Buyers and their spouses, whether or not they are on the loan; must live in the home and meet local income/purchase price limits.
Benefits: Offers down payment and closing cost help through participating lenders.
Max Assistance: : Up to $10,000.
Thousands of Florida homebuyers are using down payment assistance to make homeownership a reality.
Whether you're buying your first home or returning to the market, see what you're eligible for today. Get matched with programs available in your county. No commitment. Just clear answers.
